International Medical Group (IMG) is one of the most recognized providers of travel medical insurance worldwide, founded in 1990 with a wide range of plans for all traveler types.
🛡️ Compare Free QuotesInternational Medical Group (IMG) is one of the most widely recognized providers of travel medical insurance for international travelers. Founded in 1990, IMG has built a strong reputation over more than three decades for offering comprehensive travel medical coverage and reliable claims service. The company serves visitors to the United States, U.S. residents traveling abroad, expatriates, international students, and long-term travelers worldwide.
IMG offers a broad portfolio of plans, including the Patriot series, which is particularly popular among visitors to the U.S. and international travelers. Plans vary in terms of coverage limits, deductible options, and eligibility requirements, giving travelers flexibility to match their budget and coverage needs.
IMG is a wholly owned subsidiary of SiriusPoint Ltd. (NYSE: SPNT), a global specialty insurer and reinsurer. IMG's visitor plans are underwritten by SiriusPoint Specialty Insurance Corporation, which carries an AM Best financial strength rating of A (Excellent) as of April 2026.
IMG Global plans typically include emergency medical treatment, hospitalization, physician visits, urgent care, emergency medical evacuation and repatriation, and prescription medication coverage for covered conditions. Some plans also include accidental death and dismemberment benefits, as well as coverage for common adventure activities.
For visitors to the United States, IMG's Patriot America and Patriot America Plus plans are among the most frequently compared options. These plans can be purchased for periods ranging from a few days to up to 24 months, making them suitable for short visits as well as extended stays.
Related guides: Visitor Insurance USA · Visitors Insurance Guide
How does IMG stack up on underwriting strength, pre-existing condition coverage, and traveler fit? All facts below are drawn from the providers’ published materials.
| Provider | Underwriter and AM Best rating | Pre-existing condition coverage | Best for |
|---|---|---|---|
| IMG | SiriusPoint Specialty Insurance Corporation, AM Best A (Excellent) | Acute onset of pre-existing conditions only (under age 70) | Visitors to the US wanting comprehensive travel medical (Patriot series) |
| INF Plans | Crum and Forster SPC, AM Best A | Full coverage on Elite X and Premier X (up to age 99); Standard X excludes pre-existing conditions | Travelers with pre-existing conditions; seniors up to age 99 |
| UHC SafeTrip | H&W Indemnity SPC | Check the plan brochure for pre-existing condition terms | US residents traveling abroad and international visitors to the US |
InsuredTravelPlans.com works in partnership with VisitorsCoverage to help travelers compare IMG Global plans alongside dozens of other travel medical insurance providers in one place. This makes it easy to evaluate pricing, coverage limits, deductible options, and policy benefits side by side before selecting the plan that best fits your trip.
Whether you are looking for short-term visitors insurance, international travel medical coverage, or a plan that includes trip cancellation protection, comparing options through InsuredTravelPlans.com helps ensure you find the right coverage at the right price.
IMG Global provides strong travel medical insurance options with a long track record and flexible plan choices. Comparing IMG plans with other providers through InsuredTravelPlans.com helps travelers identify the best coverage and price for their specific trip.
Visit imglobal.com ↗Compare top-rated plans from leading providers. Get your free quote in under 2 minutes.