Freely is a digital-first travel insurance provider designed for modern travelers who want flexible, easy-to-manage coverage with a streamlined online experience.
🛡️ Compare Free QuotesFreely is a digital-first travel insurance provider designed primarily for younger, independent travelers and those who prefer managing their insurance entirely online. The company focuses on delivering a flexible, straightforward travel insurance experience with transparent pricing and an easy-to-use digital platform. Freely targets travelers who want to understand exactly what they are buying without wading through complex policy documents.
Freely's product offering centers on travel protection plans that cover the core risks most travelers face: emergency medical expenses, trip cancellation, travel delays, and baggage issues. The company positions itself as a modern alternative to traditional travel insurance, with an emphasis on digital convenience and clarity.
Freely is backed by global insurer Zurich: its Australian business sits under Zurich Cover-More, and its US plans are underwritten by Zurich American Insurance Company. Founded in 2020 in Australia and launched in the US in August 2023, Freely reports more than 300,000 customers.
Freely travel insurance plans typically include emergency medical coverage, trip cancellation and interruption protection, travel delay reimbursement, baggage loss and delay coverage, and emergency evacuation benefits. The online platform allows travelers to review their coverage details, file claims, and track reimbursement status without needing to contact an agent.
Freely is best suited for independent travelers, younger travelers, and those taking leisure trips who want a no-fuss, digitally managed insurance experience with solid core coverage at a competitive price.
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How does Freely stack up on underwriting strength, pre-existing condition coverage, and traveler fit? All facts below are drawn from the providers’ published materials.
| Provider | Underwriter and AM Best rating | Pre-existing condition coverage | Best for |
|---|---|---|---|
| Freely | Zurich American Insurance Company (US plans) | Check the plan brochure for pre-existing condition terms | Younger, digital-first travelers wanting app-managed trip protection |
| Faye | United States Fire Insurance Company (Crum and Forster), AM Best A+ | Check the plan brochure for pre-existing condition terms | Leisure travelers wanting bundled trip protection with mobile-first claims |
| Allianz Travel | Jefferson Insurance Company, AM Best A+ (Superior), or BCS Insurance Company, AM Best A (Excellent) | Varies by plan; check the plan brochure | US residents wanting trip protection from a global brand |
Through its partnership with VisitorsCoverage, InsuredTravelPlans.com allows travelers to compare Freely plans with other travel medical insurance providers in one place. This is especially useful for travelers evaluating whether Freely's digital-first approach and pricing offer the right value compared to more established providers with broader plan options and longer track records.
Freely offers a modern, straightforward travel insurance experience suited for digital-savvy travelers seeking competitive core coverage. Comparing Freely with other providers through InsuredTravelPlans.com helps confirm the best fit for your trip.
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